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In Winnsboro Mills, 76% of the residents are renting compared to 24% owning a home, according to data from the U.S. Census Bureau. Large-scale apartment buildings with more than 50 units represent none of Winnsboro Mills's rentals, 28% are small-scale complexes with under 50 units, and 67% are single-family rentals.

The average age of rental buildings in Winnsboro Mills is 34 years old, with 20% being newer apartment buildings completed since 2000. The average height of apartment buildings in the city is 2 stories, of which all are garden-style apartment communities, none are mid-sized buildings, and none are high-rises. These characteristics describe large-scale apartment communities of 50 apartments or more.

Rental apartments in Winnsboro Mills come in a range of sizes and floorplans. Studio apartments represent 3% of units for rent, ideal for singles, renters on a budget and people who value central locations more than space. Rentals with 1-bedroom floorplans make up 45% of the total apartments in the city, while 2-bedroom floorplans represent around 35% of all rentals in Winnsboro Mills. The rest are larger floorplans with 3 bedrooms or more, typically preferred by families, larger households or roommates sharing space.