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Apartments for Rent in Spencer, IA under $1300

44 Rentals Available
Apartments for Rent in Spencer, IA under $1300. 44 Rentals Available
  • a kitchen with white appliances and wooden cabinets
    Today

    503 E 19Th St, Spencer, IA 51301
    Income Restricted
    1 BED $629
  • a kitchen with a stove and a sink and a refrigerator
    Today

    1302-1350 S Grand Plaza Dr., Spencer, IA 51301
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS $570
  • a living room with a couch and a table
    Today

    902 13Th St. SW, Spencer, IA 51301
    Income Restricted
    3 BEDS $755
    4 BEDS Ask for Pricing
  • a kitchen with a counter and three chairs
    Today

    104 E 4Th St, Spencer, IA 51301
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS Ask for Pricing
  • a living room with a dining room table and a refrigerator
    Today

    118 E 21St St, Spencer, IA 51301
    Income Restricted
    1 BED Ask for Pricing
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  • a white house with a tree in front of it
    Today

    8Th St SW And 6Th Ave SW, Spencer, IA 51301
    Income Restricted
    2 BEDS $675
    4 BEDS Ask for Pricing

  • More Rentals Near Spencer, IA

  • an empty house with a kitchen and a window
    Today

    403/405 Q Ave, Milford, IA 51351
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS Ask for Pricing
  • a kitchen with white appliances and wooden cabinets
    Today

    674 Terrace Park Blvd., Milford, IA 51351
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS $700
    3 BEDS Ask for Pricing
  • a living room with couches and a coffee table
    Today

    210 N 8Th St., Hartley, IA 51346
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS $525
    3 BEDS Ask for Pricing
  • a white building with a sign in front of it
    Today

    2300-2302 Sunner Ave, Spirit Lake, IA 51360
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS Ask for Pricing
  • a living room with a couch and a coffee table
    Today

    1703 Hill Ave, Spirit Lake, IA 51360
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS Ask for Pricing
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  • a kitchen with a stove and a sink and a refrigerator
    Today

    607 15Th St, Spirit Lake, IA 51360
    Income Restricted
    2 BEDS Ask for Pricing
    3 BEDS Ask for Pricing
6-6-city
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Getting around in Spencer, IA

59 /100
Somewhat Walkable
49 /100
Somewhat Bikeable
Walk Score®: 59, Bike Score®: 49

Frequently asked questions

When were prices and availability in Spencer, IA last updated?

Prices and availability in Spencer, IA were last updated on 24 Feb 2026.

What are the best apartments in Spencer, IA?

The best apartments in Spencer, IA are: Spencer Manor Apartments, UDMO Apartments, Southern Pointe Apartments, Spencer School Apartments and Sunset Apartments.

What type of rental buildings are in Spencer, IA?

In Spencer, 32% of the residents are renting compared to 68% owning a home, according to data from the U.S. Census Bureau. Large-scale apartment buildings with more than 50 units represent 8% of Spencer's rentals, 68% are small-scale complexes with under 50 units, and 23% are single-family rentals.

Renting apartments in Spencer, IA under $1,300

Searching for apartments for rent in Spencer, IA under $1,300 is not an easy task, but luckily you have come to the right place. Whether you are a student on a budget, a young professional on the move, or simply a frugal person, RentCafe can help you find what you are looking for. Just make sure you know what you consider non-negotiable and what you can compromise on. Your new home is just a few clicks away. In Spencer, IA, where the average rent is $703 per month, there are 44 units available for less than $1,300. Click on any of these units to see pictures, floor plans, amenities and more. After you have picked your favorite, you can contact the property to check availability. Considering that you are trying to spend as little as possible, looking at 1 bedroom apartments and studio apartments might be a good idea.

We’ll help you find the cheapest rental near you

Finding a nice cheap apartment is by no means impossible. You just have to be patient. Your “apartments near me under $1,300” search can bear fruit sooner than you think if you look carefully and check our site often. You never know when discount deals and special offers might pop up. Keep in mind that you are not the only one looking for an affordable apartment in Spencer, IA. Choose “Save Search” to receive the latest apartments available directly to your inbox. This way, you will be able to stay one step ahead of the competition. With the cheapest apartments in Spencer, IA going for $525 per month, there are great deals waiting to be discovered. Feeling lucky? Expand your search to 2 bedroom apartments and 3 bedroom apartments as well for more space.

Finding a home nearby is easier than you think. Check out our Apartments Near Me page and take your pick!