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Apartments for Rent in Spencer, IA under $1200

44 Rentals Available
Apartments for Rent in Spencer, IA under $1200. 44 Rentals Available
  • a kitchen with white appliances and wooden cabinets
    Today

    503 E 19Th St, Spencer, IA 51301
    Income Restricted
    1 BED $629
  • a kitchen with a stove and a sink and a refrigerator
    Today

    1302-1350 S Grand Plaza Dr., Spencer, IA 51301
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS $570
  • a living room with a couch and a table
    Today

    902 13Th St. SW, Spencer, IA 51301
    Income Restricted
    3 BEDS $755
    4 BEDS Ask for Pricing
  • a kitchen with a counter and three chairs
    Today

    104 E 4Th St, Spencer, IA 51301
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS Ask for Pricing
  • a living room with a dining room table and a refrigerator
    Today

    118 E 21St St, Spencer, IA 51301
    Income Restricted
    1 BED Ask for Pricing
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  • a white house with a tree in front of it
    Today

    8Th St SW And 6Th Ave SW, Spencer, IA 51301
    Income Restricted
    2 BEDS $675

  • More Rentals Near Spencer, IA

  • an empty house with a kitchen and a window
    Today

    403/405 Q Ave, Milford, IA 51351
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS Ask for Pricing
  • a kitchen with white appliances and wooden cabinets
    Today

    674 Terrace Park Blvd., Milford, IA 51351
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS $700
    3 BEDS Ask for Pricing
  • a living room with couches and a coffee table
    Today

    210 N 8Th St., Hartley, IA 51346
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS $525
    3 BEDS Ask for Pricing
  • a white building with a sign in front of it
    Today

    2300-2302 Sunner Ave, Spirit Lake, IA 51360
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS Ask for Pricing
  • a living room with a couch and a coffee table
    Today

    1703 Hill Ave, Spirit Lake, IA 51360
    Income Restricted
    1 BED Ask for Pricing
    2 BEDS Ask for Pricing
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  • a kitchen with a stove and a sink and a refrigerator
    Today

    607 15Th St, Spirit Lake, IA 51360
    Income Restricted
    2 BEDS Ask for Pricing
    3 BEDS Ask for Pricing
6-6-city
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Getting around in Spencer, IA

59 /100
Somewhat Walkable
49 /100
Somewhat Bikeable
Walk Score®: 59, Bike Score®: 49

Frequently asked questions

When were prices and availability in Spencer, IA last updated?

Prices and availability in Spencer, IA were last updated on 24 Feb 2026.

What are the best apartments in Spencer, IA?

The best apartments in Spencer, IA are: Spencer Manor Apartments, UDMO Apartments, Southern Pointe Apartments, Spencer School Apartments and Sunset Apartments.

What type of rental buildings are in Spencer, IA?

In Spencer, 32% of the residents are renting compared to 68% owning a home, according to data from the U.S. Census Bureau. Large-scale apartment buildings with more than 50 units represent 8% of Spencer's rentals, 68% are small-scale complexes with under 50 units, and 23% are single-family rentals.

Your search for apartments in Spencer, IA under $1,200 stops here

Finding apartments for rent in Spencer, IA for less than $1,200 has never been so easy! At RentCafe nice cheap apartments are just one click away. There are currently 44 available units in Spencer, IA, renting for under $1,200. On average, $651 can get you 889 Sqft in this area. Be sure to search for the apartment that is best for you. Under “More”, check the amenities that you consider a must-have, and don’t forget to look at the pet policy. Fitness enthusiasts can even check the Fitness Center box. Whether you are looking for studio apartments, 1 bedroom apartments, 2 bedroom apartments or 3 bedroom apartments, you are sure to find one that will make you want to move in right away.

We’ll help you find the best rental near you

Having to compromise on either price or location can turn your “apartments near me under $1,200” search into a nightmare. At RentCafe we recognize the importance of both. Therefore, we offer a variety of filters that can help you find exactly what you want. Sorting the results by rent, ascending, will make the cheapest units show up first on the list. Try it out! You will find that right now the cheapest apartment under $1,200 in Spencer, IA goes for $525 per month. If some of the results are outside the area of your choice, you can go to the left side of the screen and draw a radius or a polygon around your location. Now you will only see results that are relevant to you.

Finding a home nearby is easier than you think. Check out our Apartments Near Me page and take your pick!