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In Monongahela 31% of the housing is rented out compared to 69% of homes are owned, according to the most recent Census Bureau estimates. 5% of Monongahela's apartments are found in large buildings of 50 units or more, 61% are located in smaller apartment complexes with less than 50 units, and 35% are single-family rentals.

The average age of rental buildings in Monongahela is 44 years old, with none being newer apartment buildings completed since 2000. The average height of apartment buildings in the city is 10 stories, of which none are garden-style apartment communities, none are mid-sized buildings, and all are high-rises. These characteristics describe large-scale apartment communities of 50 apartments or more.

Rental apartments in Monongahela come in a range of sizes and floorplans. Studio apartments represent 0% of units for rent, ideal for singles, renters on a budget and people who value central locations more than space. Rentals with 1-bedroom floorplans make up all of the total apartments in the city, while 2-bedroom floorplans represent around 0% of all rentals in Monongahela. The rest are larger floorplans with 3 bedrooms or more, typically preferred by families, larger households or roommates sharing space.