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In Gloucester City 43% of the housing is rented out compared to 57% of homes are owned, according to the most recent Census Bureau estimates. 17% of Gloucester City's apartments are found in large buildings of 50 units or more, 63% are located in smaller apartment complexes with less than 50 units, and 18% are single-family rentals.

The average age of rental buildings in Gloucester City is 28 years old, with 53% being newer apartment buildings completed since 2000. The average height of apartment buildings in the city is 5 stories, of which none are garden-style apartment communities, all are mid-sized buildings, and none are high-rises. These characteristics describe large-scale apartment communities of 50 apartments or more.

Rental apartments in Gloucester City come in a range of sizes and floorplans. Studio apartments represent 0% of units for rent, ideal for singles, renters on a budget and people who value central locations more than space. Rentals with 1-bedroom floorplans make up all of the total apartments in the city, while 2-bedroom floorplans represent around 0% of all rentals in Gloucester City. The rest are larger floorplans with 3 bedrooms or more, typically preferred by families, larger households or roommates sharing space.