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In Carmel-by-the-Sea 40% of the housing is rented out compared to 60% of homes are owned, according to the most recent Census Bureau estimates. none of Carmel-by-the-Sea's apartments are found in large buildings of 50 units or more, 32% are located in smaller apartment complexes with less than 50 units, and 68% are single-family rentals.

The age and size of multifamily buildings are among the most visible characteristics of the rental market in a city. In this case, the apartment buildings in Carmel-by-the-Sea are about 31 years old, on average. Of these, none have been built since 2000, representing the newer options on the market and typically offering more amenities. Rental buildings in the city have an average height of 3 stories. About all of the rental communities here are low-rise, garden-style communities, none are mid-rises, and none are high-rise buildings. These are true especially for large-scale multifamily buildings with over 50 apartments.

Rental apartments in Carmel-by-the-Sea come in a range of sizes and floorplans. Studio apartments represent 15% of units for rent, ideal for singles, renters on a budget and people who value central locations more than space. Rentals with 1-bedroom floorplans make up 55% of the total apartments in the city, while 2-bedroom floorplans represent around 30% of all rentals in Carmel-by-the-Sea. The rest are larger floorplans with 3 bedrooms or more, typically preferred by families, larger households or roommates sharing space.